Well to add my two cents, I like SE for their basic firmware. Everything is where you expect it to be and it acts how you expect a phone to act, it is very intuitive. I have tried using new Nokias and it didnt feel easy to use for me. Personally I love my 910i.
If I were to not buy an SE phone, it would then be a Nokia (or something like HTC or those elite brands)because they seem to be better phones to me. The samsung, lg and whatever else you see just don't feel as if they are going to last imho, they feel cheap.
But again, this is only my opinion and I suggest you ask at your local store if you can try them all out, or at least feel them. Then n95 is a brick