Shoutbox

hmm.. ive just been on the barclays web and it says i have to be 16 ill check out HSBC

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Originally posted by Reaper
Not only Barclays, I suggest HSBC, cos they just own.

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* Chris4 suggests Abbey

I just have a Flexible Saver for Kids (11-15 year olds). Nice interest (4.25%). You get a cash card, etc.

Unfortunately, can't use it on ebay (well I don't think).

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Originally posted by Chris4
* Chris4 suggests Abbey


I just have a Flexible Saver for Kids (11-15 year olds). Nice interest (4.25%). You get a cash card, etc.

Unfortunately, can't use it on ebay (well I don't think).

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yerr, ive got an abbey account, but i never use it becuase i use the savers book thingy instead... im gonna go wih HSBC... i can get a debit card from them and just use it that way thanks for the info!!

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Originally posted by DJKAL
where do you live?
in the UK with barclays you can have a debit card (i have one) and can use it at cash machines, to pay at shops, PAYPAL, websites, etc!
i use it.
as it is DEBIT card it means you can only spend what is in the account and not any mor e(though mine has been -£2 ish befoer )
credit cards allow you to spend any amount up to an agredd amount (ie: you agree £500 and can spend up to £500 that you dont have in oyur account) and then pay back over time.
if you are in the UK i suggest using barclays, but some other banks offer this service to 14 years olds and barcalys does some under that

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Yeah I have one too. But all i did was Spend Spend Spend.
Ebay must really like me this year

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Originally posted by JadeRovo
Ebay must really like me this year

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same well..last year for me!
eBay is addictive

I go with Halifax, they give out debit cards to 11 year olds.

You can also use your bank account to set-up direct debits.

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Originally posted by Methos2
what type of accoutn do you need for it....

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Assuming that you mean, what kind of bank account, I believe that it's any type. Personally I have a seperate account set up for Paypal so that it's not tapping into my student account. Then again, all my paypal payments are made either with the money that is in my paypal account i.e. received from buyers, or by my credit card (this is  my primary source)

If I'm not mistaken, you can use a bank account to make payments, but in doing that I think that means that you have to use e-cheques (which is every ebay sellers nightmare because they can take 10 days onwards to clear)

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Originally posted by DJKAL

credit cards allow you to spend any amount up to an agredd amount (ie: you agree £500 and can spend up to £500 that you dont have in oyur account) and then pay back over time.

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But remember, that if you only make a minimum payment then you have whatever left plus the interest. The credit card company sets the limit you are allowed, you don't agree it, and then every now and then they increase it but I believe that the links of student accounts are EXEMPT from this (unless you're me )

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Originally posted by JadeRovo

Ebay must really like me this year

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quote:

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Originally posted by DJKAL
eBay is addictive

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Same here. But then again, that's probably with all my sellers fees. To date this year I've spent 231.00 GBP on ebay alone.....And I doubt my sales so far this year equal that.....something every wrong there....

I want to use Paypal to donate to a site.

I'm 18. I only have a bank account. Noone in my family has a credit card. And we live in Slovenia.

So, I can't use Paypal. I hope something will change next year when we get Euros.

i think i just set my age so that i was born in 1985 and everything works lovely