Okay I shut my computer off before and turned it back on.... logged on and it wouldnt load my desktop icons... it wouldn't load any program or anything:
Check your system startup for something that isn't usually there. There might be something which is taking ages to load so its not loading the other programs and icons.
well now my account seems to work but MSN crashes on it constantly. ive reinstalled it and stuff but it just crashes time after time, but its working on my other PC account