I'll have talk even though you've made up your mind, good decision
I use Paypal like a majority of you. It's good because it's setup to take money out of my bank account so I don't have to use it's details (My account has like a kinda credit card, Visa Electron because i'm not old enough for a proper Visa card
), but anyway, it fast, secure and easy to use and the verification / reputation means that you can see if someone is reliable or not...