Thanks for your help guys.
* bad bios settings - not sure
* graphics card - [see below]
* graphics memory - not sure
* type of memory - not sure
* amount of memory - 512MB ?
* HDD access speed - not sure
* HDD seek speed - not sure
* HDD free space - 89GB
* drivers - I think they are fine
* cpu - not sure
* windows version - 5.1
* programs installed/running in the background - MSN Messenger / Anti-virus ?
* monitoring programs - not sure
* corrupt or too small pagefile - not sure
* registry settings - not sure
* windows services - not sure
As you can see, I don't know if most of the above is fine.. so if anyone could help my out there?
I don't know the exact Graphics Card I have...
NVIDIA GeForce4 MX Integrated GPU
Does that help?
Could anyone tell me if I have a crap graphics card ?
/ 
