Shoutbox

You can't use your keycard (I'm assuming you know what I mean as you're Australian) with Paypal. (In Australia at least). You can only use actual credit cards, which you're not old enough to have.

You can add your Australian bank account, it generally takes a few days to add, then it takes a few days for transactions to be processed to and from it (3-4).

They put the age restriction up there because it is illegal to use such a service without being over that age. As you'll see, you are limited to the types of accounts you have at the bank at the moment because you aren't 18 yet - you can't have overdraft, raise your daily limit etc.

PayPal isn't a service for kids to use - things can go wrong, people can get into your account (and especially with being able to draw funds directly from your account using PayPal - you may not notice until the contents of your bank account is gone).

I'd recommend not signing up for it until you're of a legal age to sign up for it.

Just because people haven't been caught (which some have), doesn't make it right to sign up, or reason to question why they put the age restriction there in the first place.

They can't minors buy pornographic material (legally) or drink (legally)? Same sort of situation.