quote:
Originally posted by Jimbo
quote:
Originally posted by Discrate
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Originally posted by Voldemort
you can claim back money with paypal only if you bought it with paypal, its common sense....
don't get your hopes up though, claiming money back is not that simple
He did buy it with paypal. You dont have to have an account to pay with a credit card through paypal. Paypal acts as the third party.
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Originally posted by Jimbo
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Originally posted by Voldemort
i think they won't honour it, as that can be easily faked, but it doesn't hurt to try (is that even legal or according to MS's TOS?)
Umm, i dont know. Many people sell them on ebay, wouldnt ebay take it off if it wasnt legal?
You are allowed to sell MS points etc etc on ebay. It was a bad idea you didnt do it through ebay now you are covered by no one. If you did it through ebay you would of had a chance of getting your money back, ebay contacts him, ebay gives a strike against him for not giving you the item. I understand you paid for the item through paypal with a creditcard without actually signing up. Big mistake you should sign up when making payments, because then you can open a non receipt dispute and get paypal to investigate, seller has to provide postage tracking etc.
Even though you did use paypal as the third party to pay for the item, which was good because then you did not have to give your card details to the site, you are not covered under paypals buyer complaint policy 
So theres nothing i can do if he doesnt send me the code as my mum says that it isnt easy to claim money back with a debit card?
The only thing would be to contact your card company. Ebay advises all members not to do transactions outside. If you had done this through ebay and paypal you would be covered.
Oh and one more thing for the future. It is against ebay and paypals rules to send MS point codes etc over e-mail. A card must be sent to you with it on it. All listings that say will be sent over e-mail generally get deleted. Thats why his classified probs got deleted. Also if it gets sent over e-mail to you, you could scam him by opening a dispute on paypal because he didnt send a card to you and get your money back
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